Legal notice

Publisher information

Publisher : SYMAG
Registered Office : 143 rue Anatole France, 92300 Levallois-Perret – tel +331 78 68 20 00 - France

Publisher : Christophe Faurère

Manager :Philippe Gherardi

Hosted by : ITS INTEGRA - Registered Office: 42 Rue de Bellevue, 92100 Boulogne-Billancourt- France

Photo Credits :Thinkstock

Information concerning CNIL (the French data protection authority)

The site has been registered with CNIL (receipt no. 1766523). Pursuant to law no. 2004-801 of 6 August 2004 on the protection of individuals as regards the processing of personal data and amending law no. 78-17 of 6 January 1978 on data processing, files and freedoms, any information we collect is used solely for administrative purposes or to satisfy statutory and regulatory obligations. This information is required in order to process your inquiry.

If you object or wish to exercise your right to access and/or rectify it, as permitted by law, please e-mail us on or write to us at:  Symag, Direction Communication, 143 rue Anatole France, 92300 Levallois-Perret.

Acces and use

Access to and use of the Symag site at (hereafter "the Site") and the services offered on it (hereafter "the Services") is subject to these general terms of use.Access to and use of certain Services may be subject to supplementary conditions


Access to the Site and/or use of or sign-up for any of its Services implies your immediate acceptance of these general terms, subject to the applicability of any supplementary conditions. If you do not wish to accept these general terms, you should not use the Site or its Services.

Site content

The Site presents Services offered respectively by Symag, and any of its partners. Information on the Services is provided solely for your guidance and cannot be deemed a firm and final offer of products or services, as all such offers are subject to your acceptance of supplementary conditions. Symag and its partners reserve the right to add, remove or modify all or part of the Site or Services, notwithstanding the applicability of any conditions previously concluded.

Intellectual property

Content protected by industrial property rights
The names, images, logos or any other distinctive signs on the Site that identify Symag, its partners or third parties or their products and services are protected by trademarks law, design law and/or copyright.

Content protected by copyright in artistic and literary works
The overall structure, editorial content, images, audio, video or multimedia, software and databases used and all other Site content are protected by copyright, similar rights and/or sui generis rights of the producer of the database.

Ownership rights to protected content
Symag, its partners or third parties alone have the aforesaid intellectual property rights to all Site content.

Reservation of rights to protected content
Subject to the sole reservation of restrictive application of legal exceptions, any total or partial reproduction or representation of distinctive signs or content on the Site without the prior written consent of Symag, its partners or third parties, is prohibited and constitutes a civil and criminal offence (infringement).

Protection of personal data

Symag and its partners respect and protect the personal data of users of the Site under the terms of the law of 6 January 1978 on data processing, files and freedoms. Symag or its partners process personal data among other things to allow access to and use of the Site and its Services, to process users' inquiries, to run market research campaigns and to compile statistics.

Processing data relating to the Services
Signing up for, accessing and/or using certain Services may require the processing of personal data. Any data thus processed is supplied freely by users wishing to access or use a Service requiring such processing, or is supplied by one of the partners to the other partner. Whenever any personal data is collected, Symag and its partners notify users of the identity of the person in charge of processing it, of the purpose thereof, of whether the responses are required or optional, of any consequences of failing to respond, of the recipients of the data, and of their right to access, rectify and object on legitimate grounds to such data being processed and, where applicable, of the possible transfer of their personal data to a non-EU member state. Symag and its partners inform users that when their data is used for canvassing purposes, commercial in particular, they are entitled to object free of charge without needing to say why. Users can exercise their right to access, rectify and object under the terms stated when they sign up for, access or use the Services.

Processing technical data
Symag also automatically records certain types of technical data.Technical data that may be recorded by Symag when the Site is accessed or used includes the user's IP address, configuration details (type of machine, browser, etc.) and browsing details (date, time, pages viewed, any errors, etc.). This information may be stored in short text files (cookies) on the user's computer. Users can disable cookies at any time, or delete cookies already on their computer, by adjusting privacy settings in their web browser (for instance: Tools > Clear history > Cookies in Mozilla Firefox, or Tools > Delete browsing history > Delete cookies in Microsoft Internet Explorer). This technical data is only used to compile user statistics, to prevent errors or to improve Site access or use. Symag treats all such technical data as totally anonymous, without any links to any information that can identify the user, and does not pass it on to any third parties. Without prejudice to the foregoing, Symag may however be led to use such information in cooperation with the user's Internet access provider to identify the user for the purpose of executing all or part of these general or supplementary conditions, or at the request of competent administrative or judicial authorities.

Hypertext links

The Site may contain hypertext links to third-party content or web sites operated by third parties. Symag and its partners are not responsible for the quality or accuracy of any such content, nor for the said web sites and cannot be construed as approving, publishing or authorizing the said web sites or their content. Consequently, the operators of the said sites alone are responsible for compliance with laws and regulations governing in particular the products and services they offer for sale on their site, and more particularly in matters of consumer protection, distance selling, price controls, protection of personal data, etc. Symag and its partners accept no liability for any damage or loss that may result from the use of such sites.


Symag and its partners make every effort to ensure normal operation of the Site, its Services and the accuracy of the information it contains.

Partners' liability
The Services are presented on the Site by and under the sole responsibility of Symag. Accordingly, Symag by BNP Paribas Personal Finance cannot be held liable for any content published and/or Services offered by another partner on this Site.

Limited liability
In view of the technical uncertainties concerning the decentralized operation of the Internet, Symag and its partners provide the Site "as is" and cannot guarantee the accuracy or reliability of the information provided on the Site, nor can they guarantee the Site's compliance or continuity of service or the absence of errors or third-party intrusions on the Site. Symag and its partners can on no account be held liable for any damage and/or loss arising therefrom for the user. In this respect, Symag and its partners reserve the right to suspend access to the Site to carry out correction, updating or maintenance operations. Symag and its partners shall in any event not be liable for consequential damage, and more particularly any loss of business, non-pecuniary or pecuniary damage, including any loss of profits caused by or attributable to use of the Site. In any event, Symag and its partners shall not be liable in the event of misconduct on the part of the user or of the unexpected occurrence of a case of force majeure.

Governing law

The Site and these general terms of use are governed by French law.


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